OMA Cars express
Security & Compliance Trust Center
Compliance Maturity
Defined - documented but incomplete
Last Assessment
June 12, 2026
This organization maintains a Written Information Security Program (WISP) in accordance with the FTC Safeguards Rule, 16 CFR Part 314. Compliance status is verified and continuously monitored by Sterling Safeguard.
Verified Compliant Controls
Qualified Individual
16 CFR Section 314.4(a)
Written Risk Assessment
16 CFR Section 314.4(b)
Access Controls
16 CFR Section 314.4(c)(1)
Encryption
16 CFR Section 314.4(c)(3)
Secure Development
16 CFR Section 314.4(c)(4)
Secure Disposal
16 CFR Section 314.4(c)(6)
Change Management
16 CFR Section 314.4(c)(7)
Monitoring & Logging
16 CFR Section 314.4(c)(8)
Testing & Monitoring
16 CFR Section 314.4(d)
Service Provider Oversight
16 CFR Section 314.4(f)
Incident Response Plan
16 CFR Section 314.4(h)
Annual Reporting to Governing Body
16 CFR Section 314.4(i)
Regulatory Framework
The FTC Safeguards Rule (16 CFR Part 314) requires non-banking financial institutions — including auto dealers and accounting firms — to develop, implement, and maintain a comprehensive information security program to protect customer financial data.
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